You may be able to enter the DAS if you live in Scotland and can't currently afford your monthly payments for unsecured debts. You should be able to repay your debts in a reasonable timeframe and commit to monthly payments.
All debts must be included in your DPP, including any rent or mortgage arrears. Please note that only the arrears will be included, your ongoing commitment to your mortgage and secured debts will not be included in your DPP.
There are also other things that need to be considered - a Money Advisor will be able to take you through these to see if DAS is a suitable solution for you.