It will depend on a number of things, including how much you owe, how much you can afford, how many lenders you owe money to, what types of debts you have, your credit history and more.
If you want to consider alternatives ways of dealing with your debt without a debt consolidation loan, speak to a debt advisor to discuss the different options available to you. They’ll advise you on different solutions that may be more suitable and help you to decide if debt consolidation is right for you.
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