On this page:

Get started

What is Debt Consolidation?

More about Debt Consolidation

Get in touch

Blog articles

Debt Consolidation

We have 20 years’ experience with Debt Consolidation. Quickly find a suitable debt solution with our three steps

Answer a few online questions

It's fast and easy

2 min

Get your free Money-Smart report

Makes sense of your money

Find the right solution for you

Help reduce monthly payments

Get started

If you are finding your debts a problem, you could get them under control without the need of a loan.

More manageable

You can repay your debts at a reduced rate, over a longer period, making them more manageable.

It may cost more over time

It may cost you more in the long run, as you'll be repaying your debt more slowly.

Struggling with payments

Most lenders will consider an offer if you are genuinely struggling but they are not legally obliged to accept less than the contractual repayments.

Let us deal with your lenders

You would be making one monthly payment to us, we will deal with your lenders on your behalf.

Answer a few questions online, find out if Debt Consolidation is right for you

Quickly find out if Debt Consolidation is right for you

Get started

We’ll explain your options and recommend a solution that’s right for you. Fees may be payable if we provide continuing services. Our fees are explained here.

To find other sources of free advice visit Money Helper. It’s here to listen and give free, impartial, trusted guidance. Based around you and backed by government.

Repay debts at a reduced rate, over a longer period, making them more manageable

Debt consolidation explained

Different ways of consolidating your debts

Some methods are designed to help with unmanageable debts, such as a Debt Management Plan or IVA, whilst others can help people who are managing, but could benefit from simplifying their repayments, such as a debt consolidation loan.

Repay debts at a reduced rate over a longer term

It allows you to combine multiple existing debts into one manageable monthly payment (instead of lots of smaller bills) and reduces the amount you pay each month. It's likely you'll be repaying over a longer period.

Show the answers

For further information about Debt Consolidation

Our promise to you

You will not be called by a call centre

Our experienced, Money Advisors will only call at a time convenient for you

We'll take care of everything

From finding balances to dealing with your lenders - your qualified Money Advisor will do it all for you!

DAC look to help everyone

We have helped over 400,000 people with a range of solutions - it's important we find the right one for you

Answer a few questions online, find out if Debt Consolidation will work for you

Get started

Find out if Debt Consolidation will work for you

Talk with your personal Money Advisor today

If you are interested or would like more information on debt Consolidation, talk through your options with one of our experienced money advisors

0161 667 7888

We will offer advice, support and a solution

Read the latest blog articles...

Cut your monthly payments with debt consolidation

Posted by: Christine Walsh |

March 29 2017

Tackling your debts

Debt consolidation – make one payment towards your debts

Posted by: Christine Walsh |

November 03 2016

Tackling your debts

How long will my name stay on the Insolvency Register?

Posted by: Christine Walsh |

August 27 2016

Living on a debt solution

You can start to get in control of your debts today

Posted by: Christine Walsh |

August 12 2016

Living on a debt solution

Based on reviews - customers who left an Debt Advisory Centre review recommend us with an average rating of 4.8 out of 5 from 561 reviews left by Debt Advisory Centre customers (as of April, 2019)