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What is Debt Consolidation?

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Debt Consolidation

We have 20 year's experience with Debt Consolidation. Quickly find the right solution for you with our three simple steps

Answer a few online questions

It's fast and easy

2 min

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Makes sense of your money

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Help reduce monthly payments

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If you are finding your debts a problem, you could get them under control with a little help.

More manageable

You can repay your debts at a reduced rate, over a longer period, making them more manageable.

It may cost more over time

It may cost you more in the long run, as you'll be repaying your debt more slowly.

Struggling with payments

Most lenders will consider an offer if you are genuinely struggling but they are not legally obliged to accept less than the contractual repayments.

Reduced number of lenders

You'll reduce the number of lenders you'll have to deal with.

Answer a few questions online, find out if Debt Consolidation is right for you

Quickly find out if Debt Consolidation is right for you

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We’ll explain your options and recommend a solution that’s right for you. Fees may be payable if we provide continuing services. Our fees are explained here.

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.

Repay debts at a reduced rate, over a longer period, making them more manageable

Debt consolidation explained

Different ways of consolidating your debts

Some methods are designed to help with unmanageable debts, such as a Debt Management Plan or IVA, whilst others can help people who are managing, but could benefit from simplifying their repayments, such as a debt consolidation loan.

Repay debts at a reduced rate over a longer term

It allows you to combine multiple existing debts into one manageable monthly payment (instead of lots of smaller bills) and reduces the amount you pay each month. It's likely you'll be repaying over a longer period, meaning that you'll pay more interest over all.

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For further information about Debt Consolidation Read more...

Our promise to you

You will not be called by a call centre

Our experienced, money advisors will only call at a time convenient for you - and then be your single point of contact

We'll take care of everything

From finding balances to dealing with your lenders - your qualified Money Advisor will do it all for you!

DAC look to help everyone

We have helped over 400,000 people with a range of solutions - it's important we find the right one for you

Answer a few questions online, find out if Debt Consolidation will work for you

Get started

Find out if Debt Consolidation will work for you

Talk with your personal Money Advisor today

If you are interested or would like more information on debt Consolidation, talk through your options with one of our experienced money advisors

0161 605 4810

We will offer advice support and a solution

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Read the latest blog articles...

Cut your monthly payments with debt consolidation

Posted by: Christine Walsh |

March 29 2017

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Debt consolidation – make one payment towards your debts

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November 03 2016

Tackling your debts

How long will my name stay on the Insolvency Register?

Posted by: Christine Walsh |

August 27 2016

Living on a debt solution

You can start to get in control of your debts today

Posted by: Christine Walsh |

August 12 2016

Living on a debt solution

Based on Feefo.com reviews - customers who left an Debt Advisory Centre review recommend us with an average rating of 4.8 out of 5 from 532 reviews left by Debt Advisory Centre customers (as of July, 2017)