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News and tips on tackling debt, living on a debt plan and other debt matters

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What’s the IVA register?

Posted 09 December 2019 by Christine Walsh

It’s worth pointing out something straight away: it’s not called the IVA register. It is the Individual Insolvency Register: a publicly available record kept by the Insolvency Service which is a department of the Government.

How much of your debt could you write-off?

Posted 21 August 2017 by Christine Walsh

When it comes to writing debt off, there are a few options you can look at. In today’s blog, we look at how an IVA works and how much debt it can write off.

Can I get my debts written off with an IVA?

Posted 02 March 2017 by Christine Walsh

An IVA can write some debt off, but not all. Learn more here.

Debt write-off – is it too good to be true?

Posted 08 February 2017 by Kyri Levendi

If you're in debt and you live in Scotland, it's sometimes possible to have your debt written off. Learn more here.

Debt help in Scotland: Trust Deeds

Posted 08 December 2016 by Christine Walsh

A Trust Deed is one way for Scottish residents to deal with problem debt. Learn more here.

Debt Management in Scotland

Posted 10 November 2016 by Christine Walsh

Here’s how debt management works in Scotland.

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.