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News and tips on tackling debt, living on a debt plan and other debt matters

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Make sure you understand the vital difference between arrears and default letters

Posted 13 April 2017 by Christine Walsh

Make sure you know whether you’ve got an arrears letter or a default notice.

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The CCJ Process

Posted 16 December 2016 by Christine Walsh

Our no nonsense blog will explain how the CCJ process works.

How to dispute a debt – and when you can win

Posted 31 October 2016 by Emily Bancroft

When is a debt not yours to pay – and when do you have to cover it?

Do I have to pay a CCJ if I’m bankrupt?

Posted 10 October 2016 by Christine Walsh

You don’t have to pay a CCJ debt if you go bankrupt. Learn why here.

Millennials relying on credit cards to pay essential bills

Posted 05 October 2016 by Christine Walsh

Under 25s rely on credit cards for essential bills and socialising.

Do I have to pay joint credit card debt?

Posted 23 September 2016 by Christine Walsh

If you are the main credit cardholder, you are responsible for all the debt on the account. Learn why here.

Is a variable income making it difficult to afford your repayments?

Posted 21 September 2016 by Christine Walsh

Find out how many people are on a variable income and how this can make maintaining payments more difficult.

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.