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News and tips on tackling debt, living on a debt plan and other debt matters

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What happens if I get a pay rise during my IVA?

Posted 26 July 2016 by Christine Walsh

Pay rises can sometimes affect what you need to pay into your IVA. Here are the facts.

How does a Trust Deed work?

Posted 25 July 2016 by Christine Walsh

Let’s take a look at one solution for insolvency if you live in Scotland.

What happens if a default notice goes to the wrong address?

Posted 23 July 2016 by Christine Walsh

How will a default affect your credit history?

What is an unarranged overdraft?

Posted 20 July 2016 by Christine Walsh

We explain what an unarranged overdraft is and the charges you need to be aware of.

Why it’s important to read letters and emails from creditors

Posted 15 July 2016 by Christine Walsh

Do you know why it’s important to read letters and emails from creditors?

Will a debt solution affect my credit rating?

Posted 14 July 2016 by Christine Walsh

A debt solution will affect your credit history, but not maintaining your contractual payments will as well. Learn more here.

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.