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News and tips on tackling debt, living on a debt plan and other debt matters

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Does an IVA affect your credit rating?

Posted 06 October 2016 by Emily Bancroft

Find out what effect an IVA will have on your ability to borrow.

Millennials relying on credit cards to pay essential bills

Posted 05 October 2016 by Christine Walsh

Under 25s rely on credit cards for essential bills and socialising.

Who is responsible for debt after divorce?

Posted 03 October 2016 by Emily Bancroft

Find out whether you or your ex-partner will need to pay off joint debts.

How long does bankruptcy last in Scotland?

Posted 26 September 2016 by Emily Bancroft

Entering bankruptcy in Scotland? We’ll let you know what will happen.

What happens if you can’t remortgage during your IVA?

Posted 20 September 2016 by Emily Bancroft

Find out what you can do if you can’t release equity from your property.

Debts in Scotland – what is diligence?

Posted 17 September 2016 by Christine Walsh

What exactly is diligence? If you’re dealing with debts in Scotland, it’s important to understand this key term.

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.