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News and tips on tackling debt, living on a debt plan and other debt matters

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How long does bankruptcy last in Scotland?

Posted 26 September 2016 by Emily Bancroft

Entering bankruptcy in Scotland? We’ll let you know what will happen.

Do I have to pay joint credit card debt?

Posted 23 September 2016 by Christine Walsh

If you are the main credit cardholder, you are responsible for all the debt on the account. Learn why here.

What to do if you owe money to your family

Posted 22 September 2016 by Christine Walsh

What to do if you’ve borrowed money from family and now you can’t pay them back.

Is a variable income making it difficult to afford your repayments?

Posted 21 September 2016 by Christine Walsh

Find out how many people are on a variable income and how this can make maintaining payments more difficult.

What happens if you can’t remortgage during your IVA?

Posted 20 September 2016 by Emily Bancroft

Find out what you can do if you can’t release equity from your property.

Can you get a mortgage if you're on a Debt Management Plan?

Posted 19 September 2016 by Emily Bancroft

Will you be allowed to take out a home loan?

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.