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IVA or DMP – which is better?

Posted 17 October 2017 by Christine Walsh

Do you know the difference between IVAs and DMPs? We explain how these solutions work.

Debt Arrangement Schemes and how they work

Posted 25 April 2017 by Christine Walsh

DAS lowers your unsecured repayments, freezes interest and charges and protects you from legal action, but there are drawbacks.

If my lenders haven’t contacted me, do I have to repay them?

Posted 30 March 2017 by Christine Walsh

If a debt is statute barred, it means that it’s too old for a creditor to start any court action against you.

How bankruptcy can leave you debt free in a year

Posted 20 March 2017 by Christine Walsh

Bankruptcy can write off your debts, but there are a few things you need to consider before you apply.

How a DMP can cut your monthly repayments

Posted 16 March 2017 by Christine Walsh

This solution lowers your monthly repayments on your unsecured debts while you continue to repay everything that you owe.

Credit history – how to separate yours from an ex’s

Posted 20 February 2017 by Emily Bancroft

Worried about your ex's bad credit history affecting you? Here's what you need to do.

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.