News and tips on tackling debt, living on a debt plan and other debt matters

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Make sure you understand the vital difference between arrears and default letters

Posted 13 April 2017 by Christine Walsh

Make sure you know whether you’ve got an arrears letter or a default notice.


Do you have a drawer of unopened letters from lenders?

Posted 21 December 2016 by Christine Walsh

Facing your debt problems head on might not be as scary as you think. There’s lots of help available.

Do I have to pay my redundancy into my IVA?

Posted 15 November 2016 by Christine Walsh

Learn what happens if you’re made redundant during the life of your IVA.

How to get debt advice

Posted 14 November 2016 by Christine Walsh

How to go about getting help with your debts.

New record for household debt

Posted 11 November 2016 by Christine Walsh

Household debt reaches £1.5 trillion.

If a debt is sold to another company, do I have to pay?

Posted 29 October 2016 by Emily Bancroft

Who really owns your debt? It can be worrying to get a letter telling you that your creditor has sold your debt to another company.

Do I have to pay a CCJ if I’m bankrupt?

Posted 10 October 2016 by Christine Walsh

You don’t have to pay a CCJ debt if you go bankrupt. Learn why here.

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.