IVA definition and what it means for you
Find out which debt solution is right for youGet started
Answer a few simple questions
See if you are suitable
Understand your next steps
Here’s how to do Christmas for less if you have kids.
Are the younger members of your family excited about Christmas yet? They’re probably counting down the days as they open each window of their advent calendar.
Christmas can bring with it so many wonderful things, but if you’re short on cash, it can also bring with it a lot of stress. How do you make sure your kids get great presents without going over budget? Here are some ideas, hints and tips that could help.
Wait for the sales
It’s lovely to have something to unwrap on Christmas morning. If you choose to make this a smaller, inexpensive present and wait till the sales start to buy your child’s main present, then you’ll stand a great chance of making a significant saving.
Have a chat with your kids and see whether they would be willing to wait one extra day for the main thing that they want this year. As the sales start the very next day, they won’t have long to wait at all and they’ll still have the rest of the Christmas holidays to enjoy their gift.
Make a list of the places that sell your child’s main present and then check out which one has the best discount come the sales.
It’s a good idea to shop around for your child’s main gift – even if you’re waiting till after Christmas day to buy it.
My Supermarket is a great resource to find the best deals and compare prices. Remember that the major supermarkets don’t just sell food, you’ll be able to compare the prices for things like perfume and electricals as well.
Amazon is a great place to find presents for your kids, regardless of their age or tastes. Why not use camelcamelcamel, a free Amazon price tracker? This nifty little app tracks millions of products on Amazon and will notify you when a certain item is at a low price – so you know you’re getting a good deal.
Get other members of the family to chip in for extra special presents
Do you have an extra special present to find money for this year? You’re likely to find that your kid’s wants and needs become more expensive the older they get. And there are some presents that don’t tend to vary massively in price, regardless of where and when you buy them.
If your child deserves an extra special present this year, why not see whether you can split the cost between you and other members of the family? This way, you all get the satisfaction of giving them something they really want and you don’t have to worry about breaking the bank.
Lots of little presents
If you’re strapped for cash this year, you might find that you simply have to reduce the amount that you’d normally spend on your children. This can be hard to come to terms with, but it’s important to remember that Christmas is about more than how much you spend. And it’s better to protect your family’s financial security in the long term, than to overspend on one day and pay for it for the rest of the year.
If you can’t get them the big present they’re used to, why not go for lots of mini presents instead? Here are a few fun ideas that can be very inexpensive:
• activity kits,
• delicious treats,
• colouring books,
• a simple toy,
• a calendar,
• a mixed CD,
• a memory box,
• board games,
• bath bombs, or
• a family photo.
If any of these ideas have worked for you, or if you’ve got any yourself, why not let us know on our Facebook page? From us here at Debt Advisory Centre, we wish you and your family the happiest of Christmases.
by Christine WalshBack to blog home