News and tips on tackling debt, living on a debt plan and other debt matters

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How will starting a debt solution impact your credit score?

Posted 05 March 2018 by Christine Walsh

Starting a debt solution might be the right way for you to take control of your debts, but the knock-on effect could be a badly damaged credit score, right? Come to think of it, if you go on a debt solution, could it stop you from ever borrowing again?


Will I lose my house on an Individual Voluntary Arrangement (IVA)?

Posted 31 March 2016 by Shelley Bowers

If you are thinking of entering into an IVA and you are a home owner you will want to know if you’re going to lose it. This blog explains all.

How do you manage my payments on an IVA?

Posted 29 March 2016 by Christine Walsh

If you’re in problem debt, it’s important to understand what life is like on a debt solution. Today, let’s look at how your payments would be managed on an IVA.

How do you manage my payments on a DMP?

Posted 17 March 2016 by Christine Walsh

Do you know how your payments are handled on a DMP? Learn how your payment will be distributed and how a DMP could help you manage your debts.

Do I have to tell my partner if I’m entering into an IVA?

Posted 09 March 2016 by Christine Walsh

If you’re considering starting an IVA you might be undecided about whether to tell your partner or not. Our blog will explain all and help you make your decision.

Can I switch to another debt solution?

Posted 08 March 2016 by Christine Walsh

Switching debt solutions is sometimes possible, but only if your circumstances allow it. Read our blog to find out what the process involves and what you need to consider.

Can I take a payment holiday during my debt management plan?

Posted 28 February 2016 by Christine Walsh

Learn what a payment holiday is in our helpful blog.

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.