News and tips on tackling debt, living on a debt plan and other debt matters

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How will starting a debt solution impact your credit score?

Posted 05 March 2018 by Christine Walsh

Starting a debt solution might be the right way for you to take control of your debts, but the knock-on effect could be a badly damaged credit score, right? Come to think of it, if you go on a debt solution, could it stop you from ever borrowing again?


When you’re in debt, should you be saving?

Posted 30 June 2016 by Christine Walsh

It’s best to focus on paying off debt rather than saving. We explain why in our blog.

Can I keep my house on sequestration?

Posted 17 June 2016 by Emily Bancroft

When you enter the Scottish form of bankruptcy, will you always be required to give up your home?

How will a windfall affect my IVA?

Posted 23 May 2016 by Kyri Levendi

A cash windfall may make no difference to your payments on an IVA, or it may clear your debts entirely. Find out more in our latest blog.

Additional Monies on an IVA

Posted 16 May 2016 by Christine Walsh

What you pay into an IVA depends on your circumstances and what you earn. Let’s have a look at additional monies on an IVA.

What happens to my debt solution if I fall pregnant?

Posted 09 May 2016 by Kyri Levendi

A new baby means a completely new list of expenses, but what happens if you’re on a debt solution? Read our guide for a better understanding.

Will an IVA affect my partner?

Posted 29 April 2016 by Christine Walsh

Starting an IVA can sometimes affect your partner. Make sure you understand the possible impact on their finances.

To find other sources of free advice visit Money Helper. It’s here to listen and give free, impartial, trusted guidance. Based around you and backed by government.