News and tips on tackling debt, living on a debt plan and other debt matters
How will starting a debt solution impact your credit score?
Posted 05 March 2018 by Christine Walsh
Starting a debt solution might be the right way for you to take control of your debts, but the knock-on effect could be a badly damaged credit score, right? Come to think of it, if you go on a debt solution, could it stop you from ever borrowing again?
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What’s the IVA register?
Posted 09 December 2019 by Christine Walsh
It’s worth pointing out something straight away: it’s not called the IVA register. It is the Individual Insolvency Register: a publicly available record kept by the Insolvency Service which is a department of the Government.
Hiding money from an IVA
Posted 25 November 2019 by Christine Walsh
When you start an IVA you agree to pay in what you can afford - after living costs - into it for a fixed term, usually 5 years. In return your lenders agree to write off any remaining debts at the end of the term.
Can I change from a DMP to an IVA?
Posted 14 November 2019 by Christine Walsh
Changing from a DMP to an IVA might be possible, but there’s a lot to think about before going ahead with it.
12 myths about bankruptcy you need to know
Posted 10 July 2019 by Christine Walsh
Arm yourself with everything you need to know about bankruptcy with our myth-busting guide.
The truth about bankruptcy
Posted 10 November 2017 by Christine Walsh
Why is bankruptcy such a scary word?
Can I borrow while I’m on a debt solution?
Posted 07 March 2017 by Christine Walsh
It’s sometimes possible, but might not always be advisable. Read on to learn more.
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