News and tips on tackling debt, living on a debt plan and other debt matters
Can the FCA get the interest and charges on your credit card written off or frozen?
Posted 18 April 2017 by Christine Walsh
The FCA thinks too many people are in persistent credit card debt and they’ve proposed new ways for credit card companies to help their customers.
Lenders contacting you for payment? Here’s what you need to do to make it stop
Posted 17 April 2017 by Christine Walsh
If your lenders are asking you for payments, you need to stay in touch with them and you might need to get debt help to solve the problem.
Make sure you understand the vital difference between arrears and default letters
Posted 13 April 2017 by Christine Walsh
Make sure you know whether you’ve got an arrears letter or a default notice.
If my lenders haven’t contacted me, do I have to repay them?
Posted 30 March 2017 by Christine Walsh
If a debt is statute barred, it means that it’s too old for a creditor to start any court action against you.
To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.