News and tips on tackling debt, living on a debt plan and other debt matters

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What if I can’t pay my debts because of coronavirus?

Posted 17 March 2020 by Christine Walsh

Our debt solutions help people deal with their debts over the medium to long term, so they may not be what you need if you're finding it difficult to make repayments in the short term because of coronavirus. Here’s what you can do instead.


Do you need breathing space from your debts?

Posted 14 May 2020 by Christine Walsh

Have financial difficulties due to coronavirus left you struggling with repayments on credit cards or other unsecured debts? If so, you might benefit from our free ‘breathing space’ service.

Notice of defaults: everything you need to know

Posted 07 January 2020 by Christine Walsh

Getting letters from your creditors can be one of the most stressful and confusing aspects of being in problem debt. And some letters - like a notice of default - can have serious implications.

Attachment of earnings: our ultimate guide

Posted 07 January 2020 by Christine Walsh

Getting an Attachment of Earnings can be worrying and leave you wondering what to do. No doubt about it, the authorities don’t make it easy.

IVA definition and what it means for you

Posted 10 December 2019 by Christine Walsh

What do you need to know when you’re thinking of starting an Individual Voluntary Arrangement (IVA)?

What’s the IVA register?

Posted 09 December 2019 by Christine Walsh

It’s worth pointing out something straight away: it’s not called the IVA register. It is the Individual Insolvency Register: a publicly available record kept by the Insolvency Service which is a department of the Government.

How long does an IVA last?

Posted 09 December 2019 by Christine Walsh

There's a lot of information out there about IVAs - not all of it accurate! - but we're here to give you the facts.

To find other sources of free advice visit Money Helper. It’s here to listen and give free, impartial, trusted guidance. Based around you and backed by government.