Notice of defaults: everything you need to know
Find out which debt solution is right for youGet started
Answer a few simple questions
See if you are suitable
Understand your next steps
Find out how you could pay less for one of your utilities.
You might not really have thought about the cost, as you don’t have a choice about paying it, but your water bill can be hundreds of pounds a year. That’s why it makes sense to start with your utility bills if you’re looking to cut back on your household spending.
Even though you can’t switch water providers, it doesn’t mean you can’t reduce what you pay. And if you’re finding your water bill unmanageable, there are ways of getting on top of the payments and making them more affordable.
Whether you’re just looking to save some money on your bills, or you’re really starting to struggle with your payments, find out how you could cut what you’re spending on your water bill.
1) Get a meter: you might be able to save money with a water meter, but it depends on how many people live in your home. This is because when you don’t have a water meter, you’ll pay an average bill based on the size of your home – with a water meter, you’ll actually pay for what you use.
As a general rule, if you have fewer people than bedrooms in your house, you’ll be better off on a meter. For example, if you and your partner live in a three-bedroom house, you might be able to pay less with a water meter.
Ring your water provider if you want to get a water meter installed. It’s free in England and Wales but if you live in Scotland, you’ll have to pay for it. You can get a water meter even if you’re a tenant – as long as your tenancy agreement is for at least six months, you can ask your landlord to sort this out.
2) Getting a rebate: it’s always good to get some money back, especially if you’re not expecting it in the first place. In a few situations, you might be due a ‘light sewerage rebate’. For example, if you have your own septic tank, a pond or a soakway pit on your drive, you might be able to get some money back from your water company.
3) Save Water Save Money freebies: you could pick up a few water-saving gadgets from your provider, and some are completely free. Choose from shower heads, water-saving bath toys, shower timers and devices to regulate the flow of water from your tap. They can all help to save money on your water bills – for example, the tap aerator inserts could save you an average of £36 a year.
Not all gadgets are available from all water companies and some of the more popular items can go pretty quickly. But if you get some freebies now, it doesn’t mean you can’t get some more when they’re back in stock.
4) Try to use less: you could cut down on your water usage by opting for showers instead of baths, turning the tap off when you brush your teeth and cleaning your car with a bucket instead of a hose. Although these little changes might not make much of a difference by themselves, combined they can actually add up to a fairly big saving.
5) If it’s out of control: struggling to afford your water bill? Get in touch with your water provider to let them know. Although your provider can’t legally cut off your water supply, you should still put a plan in place to repay anything you owe. Your water supplier can still get a CCJ issued or pass your debt to a debt collector.
By contacting your water company, you could get on a more affordable repayment plan. You can get free and impartial advice on this and other money matters from the Money Advice Service. If you’re looking for help with your water bills or other unsecured debts, you can get in touch with our expert advisors using any of the options to the left.
by Emily BancroftBack to blog home